3 Passive Income Ideas for 40s and 50s

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Tag your friend if you want to learn how to invest at my next Beginners Investing Master Class 🙂

In your 40s or 50s and wondering how to build passive income—but don’t know where to start?

Let me break it down in 60 seconds:

1. Open a high-yield savings account — link it to your checking account and start setting money aside.
2. Open a traditional brokerage account (TBA) and a Roth IRA with your favorite platform. Start investing in S&P 500 index funds.
3. Learn the 4% rule — it’s a strategy that helps you withdraw from your portfolio in retirement without running out of money.

Want step-by-step help setting this up? I’m walking through it *live* in my free investing class this Tuesday.

Tag a friend you want to build wealth with, and I’ll DM you both the invite link!

– Steve

If you’re ready to start investing this year, don’t miss my next Beginner’s Investing Masterclass! Sign up now — link in bio!

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Date: May 7, 2025

37 thoughts on “3 Passive Income Ideas for 40s and 50s

  1. 2k per month…That's a huge amount…
    If you were to do 20% of your net monthly income… And right there that's next to impossible for people to put aside You would have to make 10k net per month…
    Roth IRA can only be funded with post tax money.
    10K per month take home is approximately $90.00 per hr
    Honestly if you're making about $90 an hour you really shouldn't have too much money troubles…lol

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