6 Passive Incomes Ideas in 2025-26

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When we hear “passive income,” we often think of starting a YouTube channel, blogging, or selling online. But these take time, skills, and a lot of active work.

In this video, we’ll share 6 easy, investment-based ways to earn passive income – so your money works for you. No new business or extra hustle needed.

You’ll learn how all 6 option works, the risks involved, and how much you can actually earn every month.

Disclaimer: This video is for educational purposes only. It is not financial or investment advice. Rates and returns mentioned are based on current information and may change. Please do your own research or talk to registered financial advisor before investing.

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From: bekifaayati

Date: August 10, 2025

32 thoughts on “6 Passive Incomes Ideas in 2025-26”

Or kisi ke pass nh ho to😂😂😂😂😂😂😂😂

Sister kabhi sharia me passive income generate ke kuch idea bana diyaa kro

Nahi samaj. Paya didi😢😢😢😢

Super 👌

Madam ager koi videsh me rhker ghar pesa bhejta h to kitni limit tak tax nhi ayga

Please make a video on if mobikwik is safe if I use it for credit card payment

1.Senior Citizen Saving Scheme (SCSS): A government-backed scheme with zero risk, allowing investments up to ₹30 lakh at about 8.2% interest, paying quarterly interest. Two senior citizens can invest up to ₹60 lakh combined, earning passive income safely.

2.Annuity Schemes: With a corpus of ₹20-25 lakh, you can generate ₹40,000 monthly safely. The scheme pays you a fixed monthly income including part of the principal, unlike SCSS which pays interest quarterly.

3.Stock Lending and Borrowing (SLB): Lending your idle stocks (in recognized companies) on stock exchanges to short sellers and earning lending fees which can yield 10-15% for active stocks or 1-2% for less active ones. This is riskier and income is not guaranteed as it depends on demand.

4.Systematic Withdrawal Plan (SWP) in Mutual Funds: Invest a lump sum and withdraw a fixed amount monthly for a set duration. It offers 10-12% returns over 7-10 years but carries market risk with possible negative returns in the short term.

5.Dividend Investing in Mutual Funds (IDCW): Regular cash flow from dividend distribution plans in mutual funds. However, dividends are not guaranteed, depend on fund performance, and are taxable.

6.Long-Term Government Bonds: Invest in government bonds for 5 to 40 years with interest rates of 6-7%, paying interest semi-annually or monthly. These are low risk but less flexible as money is locked in long term.

The video emphasizes that each option has a different risk-return profile and suitability depends on the investor's age, financial goals, and risk appetite. It encourages viewers to choose the best plan accordingly and consult a financial advisor before investing