The banking world just flipped a switch—and your crypto bag might already be plugged in. ISO 20022 quietly went live, changing how global payments work, and projects like XRP, XLM, and HBAR are already speaking the new language of finance. But did prices move? Not exactly—and that’s what makes this story so important.
This video breaks down what actually happened on November 22, why nothing changed overnight, and how these three cryptos could benefit long-term. Plus, I share my personal strategy with Unity Nodes and how I’m testing crypto passive income in the real world. Want to stay ahead of the curve? Subscribe for more in-depth crypto breakdowns. #XRP #HBAR #CryptoNews
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Timestamps
00:00 The banking system quietly flipped a switch
00:38 What ISO 20022 actually means for banks
01:38 Why the old SWIFT messaging system is dead
03:14 How ISO 20022 improves global payments
03:45 XRP, XLM, HBAR: Built for this standard
04:25 XRP and Ripple’s ISO 20022 head start
05:28 Why banks might actually use XRP now
05:56 Stellar Lumens and its real-world payment focus
07:07 XLM’s fit for low-cost, data-rich remittances
07:49 HBAR: Enterprise-grade ledger meets ISO 20022
08:42 Hedera’s potential in regulated environments
09:36 Other compliant chains: ALGO, IOTA, XDC
10:20 Did prices move after ISO 20022 went live?
11:04 Why foundational changes aren’t flashy
12:14 Unity Nodes: My crypto-powered telecom test
16:12 CheekySchool: Learn crypto, avoid getting wrecked
18:15 The big takeaway for long-term holders
