How Much to Invest for 100K/Month in Kenya (Passive Income Explained) #investinginkenya

How much do you need to invest to be earning 100K per month in Kenya?
In this video, we break down exactly how much you need to invest to generate Ksh 100K every month — step by step. Whether you’re investing in Money Market Funds (MMFs), Treasury Bills, Bonds, Special Funds like Mansa X, or Dividend Stocks, this video will help you find your magic number and build a clear path toward financial freedom in Kenya. 🇰🇪
We’ll cover:
✅ How to set realistic financial goals based on your lifestyle
✅ How to calculate how much you need invested to earn 100K monthly
✅ How to diversify your portfolio to beat inflation
✅ How MMFs, bonds, and other investments in Kenya compare in returns
✅ The power of starting small and compounding over time
This is not a get-rich-quick video — it’s about building real, sustainable passive income through smart Kenyan investments.

⏱️ Video Chapters
0:00 – Introduction: The 100K Per Month Goal
0:29 – What This Video Will Cover
1:40 – Study of Wealth & Legal Disclaimer (Financial Education Only)
02:48 – Step 1: Setting Your Financial Goals
03:16 – How to Calculate Your Monthly Lifestyle Cost
06:08 – Step 2: Where to Invest (MMFs, Bonds, Stocks & Real Estate)
08:23 – Understanding Different Investment Returns in Kenya
09:38 – Step 3: Example Case – Ann’s 100K/Month Goal
12:00 – Calculating How Much Ann Needs to Invest
12:43 – Diversifying for Better Returns (MMF + Special Funds)
14:16 – Comparing Returns: 9% vs 18% Investments
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📊 If you’ve ever asked:
• How do I start investing in Kenya?
• How much should I invest to earn Ksh 100K monthly?
• What’s the best investment in Kenya right now?
• Are Money Market Funds safe?
• How can I diversify my portfolio as a Kenyan investor?
Then this video is for you.
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Disclaimer:
I am not a financial advisor. The information shared in this video is for educational and informational purposes only and should not be considered financial advice. Investments carry risks, and returns may vary depending on market conditions.
Please do your own research or consult a licensed financial advisor before making any investment decisions. The examples shared are based on general market data in Kenya and are meant to help you understand how investments work.
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📚 Watch next:
👉 [How to Invest in Money Market Funds in Kenya]
👉 [Treasury Bills vs Bonds Explained Simply]
👉 [Beginner’s Guide to Financial Freedom in Kenya]
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💬 Join the conversation!
Comment below with your financial goal — I’ll show you how much you need invested to reach it in an upcoming video.
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📌 Subscribe for more videos on:
Money Market Funds • Treasury Bills • Bonds • Special Funds • Passive Income Kenya • Cryptocurrency Basics • Personal Finance Tips
👩🏽‍💼 About Me:
I’m Susan Njuguna, financial educator and creator of Study of Wealth. My mission is to teach Kenyans how to understand money, invest wisely, and build financial freedom step by step.
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#InvestInKenya #MoneyMarketFundKenya #PassiveIncomeKenya #StudyOfWealth #FinancialFreedomKenya #KenyanInvestments #TreasuryBillsKenya #BondsKenya #MansaXKenya #HowToInvestKenya