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Frugal is good
Cheap is bad
People that are not financial mutants look down on frugal people because they like debt and yolo
Just came for the sneeze
ABB Baby! 🎉
Bo is SOOO excited about a crash coming 😂
Dollar-cost averaging really does take emotion out of investing decisions. The SaaS Commentions has seen how automated, consistent strategies outperform reactive ones across different markets. What's your take on timing emergency fund builds during volatile periods?
I appreciate the concession of saying it’s ok to have a 3-5% down payment. The problem my family faces is that we NEED the 20% down payment in order to afford a house that’s actually livable. Putting 3% down leaves you with an unmanageable monthly payment for a mere 2-3 bedroom 1 br house in east TN, and sadly we are a relatively low cost of living. Simply saying to buy a cheaper house doesn’t work as any house cheaper is likely falling apart or less than 800sq ft. Just a tough situation all around.
Only the weak minded sell