Bond. Savings Bond.

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sources:
https://www.investopedia.com/ask/answers/06/zerocouponregularbond.asp
https://www.fool.com/retirement/2018/04/22/how-to-invest-in-bonds-for-beginners.aspx
https://en.wikipedia.org/wiki/Coupon_(bond)
https://seekingalpha.com/article/4066127-municipal-defaults-while-rare-occur
https://money.cnn.com/2016/07/01/investing/puerto-rico-defaults-general-obligation-bonds/index.html
https://www.investopedia.com/terms/i/investmentgrade.asp

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Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions.

Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson
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From: Two Cents

Date: March 4, 2020

29 thoughts on “Bond. Savings Bond.”

I feel like we just bonded pretty well over this video

So how do I buy a bond

Account for inflation. Over the years as the dollar continues to devalue, are you actually making any money? Crunch the numbers. Sad face

4:27 Bond Fund
1:28 Bond Investor
1:38 10K Bond
2:08 Zero Coupon Bond (Series EE Savings Bonds)
2:32 Guarantee
2:47
2:56 Issuer Default
3:45 Sub-Prime Bonds
4:02 Changes within the Bond Market
4:38 Bond Fund and Stock Fund
5:02 Bond Funds for Short Term Intentions

Stablecoin lending is the new Bond. Celsius, BlockFi, Vauld, Gemini Earn, and Binance are good starting points to look at for centralized lending platforms. And if you want to go deeper for higher interest rates and a look into the future of financial systems, you can start looking into DeFi platforms like Compound and AAVE to remove the middle-men and allow for smart contracts to do the work of lending and yeild distribution.

Now with the advent of bonds being electronic only, you buy savings bonds at face value and every month the interest is added to the bond and compounded twice a year, but since it's still a zero coupon bond you get the interest along with the principal either when you cash it in or when it matures after 30 years. Note: you can redeem saving bonds after one year but you will be penalized 3 months of interest if you don't wait 5 years.