People in India are earning up to 18% annual returns just by lending money online. Welcome to Day 3 of Finanjo’s “30 Days, 30 Passive Income Ideas” – and today’s idea is Peer-to-Peer Lending (P2P Lending).
✅ What is P2P Lending?
It’s simple – you lend money directly to verified borrowers through RBI-registered platforms, and they pay you back every month with interest. In short, YOU become the bank.
✅ How much can you earn?
According to RBI-approved P2P lending models, you can earn 10% to 18% yearly returns, depending on the risk level, platform, and loan category.
✅ Popular Indian P2P Platforms:
– LenDenClub
– Faircent
– MobiKwik Xtra
– BharatPe 12% Club
(All registered as NBFC-P2P under RBI guidelines)
✅ Minimum Investment?
You can start with just ₹500 per borrower and diversify across multiple loans to reduce risk.
If you want to know **exactly how to get started step by step**, comment **”Finanjo”** and I’ll share the full roadmap.
📌 This series will cover 30 different passive income ideas you can start in India with low investment and high earning potential.
Make sure to subscribe and turn on notifications for Day 4!
#PassiveIncome #P2PLending #Finanjo #EarnMoneyOnline #InvestingInIndia #SideIncomeIdeas #FinancialFreedom #MoneyManagement #BeginnersInvesting #FinanceEducation #18PercentReturns #RBIApproved #Lendenclub #Faircent #MobiKwikXtra
#personalfinance #personalfinancetips #personalfinanceindia #loans #earnmoney
peer to peer lending india,p2p lending india,p2p lending explained,earn 18 percent returns india,best passive income ideas india,passive income 2025 india,how to earn money online india,financial freedom india,lendenclub review,faircent review,mobikwik xtra explained,bharatpe 12 percent club,rbi approved p2p lending platforms,investing for beginners india,best investment options 2025,side income ideas india,earn monthly income india,personal finance
Finanjo
Finanjo