Fill this form to be featured on Wint Wealth: https://forms.gle/iuUgM7fyGTfUUiVE9
At 48, Amaresh Shinganagutti retired with a ₹5 crore corpus, after facing two layoffs and just nine years of disciplined planning. What began as a wake-up call during a layoff turned into a journey of financial freedom and peace of mind.
Today, his portfolio has grown so strong that “market conditions don’t matter anymore.”
In this conversation, he shares how he rebuilt after losing his job, stayed disciplined through uncertainty, and created a steady ₹1.2 lakh/month passive income all while redefining what retirement means for today’s generation.
Watch to learn:
– How two layoffs sparked a financial transformation
– His FIRE strategy behind the ₹5 crore corpus
– Passive income sources after early retirement
– The mindset that made him truly free
Timeline –
00:00 – 00:38 | Intro Highlight — Retired at 48 with ₹5 Crores
00:39 – 03:17 | Amaresh’s career + salary progression
03:18 – 04:26 | How a Layoff Sparked His FIRE Journey
04:27 – 05:15 | What was your FIRE number and how did you calculate it?
05:16 – 05:40 | Contingency Planning for Uncertain Times
05:41 – 06:35 | Breaking Down the ₹5 Crore Corpus Allocation
06:36 – 07:27 | 6cr independent real estate portfolio
07:28 – 08:02 | Secret to Accelerated His FIRE Journey
08:03 – 08:50 | Multiple Income Stream made by Amaresh
08:51 – 09:30 | Life After Financial Independence
09:31 – 10:25 | What Financial Freedom Truly Means to Him
10:26 – 11:46 | Advice for Late Starters on Achieving FIRE
Wint Wealth: https://www.wintwealth.com/
I never had money growing up—just constant stress about bills, arguments, and being told "we can't afford it." Honestly, I thought something was wrong with me, until I stumbled across Nixorus books. The moment I started reading, I felt this anger rise—realizing I'd spent my entire life kept clueless about money on purpose. It literally felt like discovering a secret I wasn't meant to know. I'm still shocked no one's banned this yet.
I kept scrolling past people swearing by Nixorus books—saying it's stuff "they" don't want us seeing. I got skeptical but still tried. I'm actually annoyed I didn't read it sooner. These books literally made me rethink everything about money. Seriously worth the hype.
Kept bumping into comments about Nixorus books, everyone saying they're dangerously honest and almost banned-level info. Eventually, I caved and checked it out. They're right—this stuff hits different. It's weirdly addictive, probably because it feels like knowledge you're not supposed to find.
Last words touched my heart
Doesn’t sound genuine or informative. Given the salary he drew over his entire career he would accumulated roughly ₹5Cr per-tax. Current net worth stated is ₹5Cr cash+ ₹6Cr real estate. Passive income stated is ₹1.2 lac per month with 40k from real estate which translates to 0.8% annual return from his real estate assets of ₹6Cr. Almost half of his passive incomes comes from his financial advise to others, so that part does not come from his investment acumen. Hardly mentions any details of his investment journey & neither does interviewer makes an effort to gain insight for the viewers. Now a person who makes 0.8% annual return on an asset & giving financial advise to make 50% of his passive income from such advise & mentions zero details of his investment journey & strategy is not an ideal candidate for such shows. This video will most probably increase his clientele & boost his passive income from financial advise but leaves nothing for the viewers. Expecting better where viewers also learn or get some beneficial insight into investment journey.
Insane salary structure 😂screw this stupid hype😅
Post something useful for common man
very genuine fellow.. enjoyed his simplicity..
With $1M saved at 50, I'm realizing that managing wealth wisely is more important than ever. Inflation and rising costs make it clear it's not just about how much you have, but how smartly you manage it. Learning how the 1% think about money could be the key to retiring comfortably without sacrificing my lifestyle.
He is a wise guy!
My take away is it is really the stints in US that help people reach 11-12 cr earlier. It is tough to do if you are in India