Crypto neobanks are merging cards, credit, and yield, all without giving up custody. Ready’s Itamar Lesuisse and EtherFi’s Mike Silagadze explain how this model could challenge traditional banks.
🔥 EPISODE LINK 🔥
CHECK OUT THE EPISODE LINKS AND DETAILS HERE
👉 https://unchainedcrypto.com/podcast/how-crypto-neobanks-make-it-easier-to-earn-passive-income/ 👈
Neobanks changed how fintech thinks about money. Now, crypto builders want to do the same, without custody.
In this episode, Itamar Lesuisse, CEO of Ready, and Mike Silagadze, CEO of EtherFi, argue the real shift isn’t about “crypto cards,” it’s about who controls your assets. EtherFi’s and Ready’s self-custodial apps merge saving, spending, and investing. The result: faster settlement, lower fees, and more transparency, but also new challenges around compliance, credit, and security.
Itamar Lesuisse and Mike Silagadze explain how layer 2 networks made crypto cards economically viable after years of failed attempts and how Africa’s FX markets could become the breakthrough use case for crypto banking.
Visit our website for breaking news, analysis, op-eds, articles to learn about crypto, and much more: unchainedcrypto.com
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Guests:
⭐️ Itamar Lesuisse, Co-founder and CEO of Ready (formerly Argent)
⭐️ Mike Silagadze, Founder and CEO of EtherFi, and Founder of Top Hat
Timestamps:
🎬 0:00 Intro
💳 1:57 What crypto neobanks are, and why they’re suddenly booming
⚖️ 6:19 Custody as the real divide between traditional and crypto banking
🏦 8:07 From Argent to Ready, turning wallets into full neobanks
💳 10:05 Why early crypto cards failed, and how L2 settlement fixed them
💰 18:49 Credit without credit scores: the rise of collateralized cards
🔒 32:52 How smart accounts and recovery improve wallet security
🌍 44:29 Onchain FX and the next profit frontier for crypto banks
🚀 55:36 How self-custody could reach mass adoption
🔚 58:19 Closing thoughts
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#bitcoin #ethereum #crypto #cryptocurrencies
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Kast is the best card
There is such none one legit message
Most of them by scammers!!!
Would be great to get non Eth maxis in these episodes that are supposedly not Eth related.
Absolutely Agreed. It’s Simple if BTC is the future, then the largest institutional holder is going to be a massively capitalized monster, unmatched by all. Its undeniable. The price movement is simply the herd shorting because hate is the trend, and when love is the trend they will cover and go long, they couldn’t give a shit about the real story. My investments go into what I truly believe in and dont get caught up in the momentary trend, even if it may cost me some money waiting. I feel calm knowing the real trend is in line with my thesis, and my money is where my thesis is, and where the unstoppable direction going. Love your style, the massive wit monster!Big thanks to Rafa Manuel insights, always keeps me updated and ahead of the curve. I am so glad I started his program, my portfolio is 100x better since then..