Unlock the truth about the Schwab U.S. Dividend Equity ETF (SCHD) — one of the most popular dividend ETFs for retirement investors.
In this video, I break down whether SCHD is truly the ultimate retirement fund, how it works, the pros and cons, and how it may fit into your long-term wealth-building strategy.
If you’re looking for passive income, dividend growth, and long-term stability, this full SCHD analysis will help you understand whether this ETF deserves a place in your retirement portfolio.
In this video you’ll learn:
✔ What SCHD is and how it works
✔ Why SCHD is loved by dividend investors
✔ SCHD performance vs the S&P 500
✔ How SCHD fits into a retirement strategy
✔ Whether young investors should hold SCHD
✔ The risks most people overlook
If you’re building wealth, planning for retirement, or looking for dividend income — this one’s for you.
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*None of this is meant to be construed as investment advice, it’s for entertainment purposes only. The links above include affiliate commission or referrals. I’m part of an affiliate network and I receive compensation from partner websites. The video is accurate as of the posting date but may not be accurate in the future.
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Do YOU think SCHD deserves a spot in your retirement portfolio?
Are you more focused on income or growth at this stage of your investing journey?
Drop your thoughts below — I’m replying to every comment!
SCHD is broken and I don't know how they will fix it. The income it provides is meager compared to the best Covered Call funds that pay MONTHLY distributions that are double, triple and even quadruple SCHD's payouts. SCHD's dividends have basically matched the rate of inflation over the last 4 years, so no real wealth is being created. SCHD has not had any meaningful long term growth in share price since 2021. Its competitors, FDVV, CGDV, VIG, DGRO and others have demonstrated total returns up to 60% greater than SCHD over this time frame. Dividend growth has slowed, over the last year it was 5.8%, and moving forward it is likely to continue to drop as its stock selection process screens out many high yielding dividend stocks. The most shocking thing about SCHD is the almost complete absence of growth stocks, less than 1%, in its holdings. SCHD is not the Ultimate Retirement Fund but it is the most disappointing ETF.
Thanks!
No