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💲 NEED FINANCIAL ADVICE? 💲
1) Google “fee-only financial adviser” or visit www.NAPFA.org (largest association of fee-only financial advisers). NOT an affiliate link
2) The first question to ask any financial adviser is, “Are you a fiduciary to me 100% of the time”. Get the answer in writing
3) Please note that some people call themselves “fee-based”. This is NOT the same as fee-only. Fee-only advisers have committed to being fiduciary to you 100% of the time.
4) Personally, I would only hire an adviser who is a fiduciary to me 100% of the time. This is not a suggestion on what you should do. Just sharing my personal preference.
⚠️ Azul’s “Scammer” Warning ➡ PLEASE READ! ⚠️
Be careful of scammers. In the comments section, I will NEVER ask you to contact me, offer any investment products, recommend a stock broker, or anything similar. Some scam bot commenters ‘ask’ for investment help, and later, other comment bots reply with “how great X idea/investment/person is” in the replies. These are scam threads. Do not fall for them.
🚨 Azul’s VIDEOS ARE NOT FINANCIAL ADVICE (Disclaimer) 🚨
This information is only provided as an informational resource and should not be viewed as investment advice or recommendations. To get professional financial advice from a fee-only financial advisor near you, please visit www.napfa.org.
The decisions on how to invest, when to retire, and other financial planning topics are some of the most important financial decisions you will make in your life. I urge you to seek professional financial advice as you make this decision. Ideally, from a financial adviser, AND a CPA AND an attorney. Having the perspective of all three professions will help you make the right decision for you and your family.
This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and may NOT be suitable for all investors.
This information is NOT intended to, and should NOT, form a primary basis for any investment decision that you may make. Always consult your own legal, tax, and/or investment advisor before making any investment/tax/estate/financial planning considerations or decisions.
Spoiler Alert: There are no “get rich” programs. Rather, just basic blocking & tackling and putting in time and care. Do your homework, choose wisely and (IMHO) work with experienced professionals who are fiduciary to you 100% of the time.
*367 {Hammad}[NE] Use Passive Income to Retire 10 Years Early. Here Are My Favorites








Bitcoin in Bucket 3 is awesome. Dividend Aristocrats or Dividend Kings seem reliable for passive income. AT&T was one until restructuring, so not 100% – altho AT&T actually still has a good div rate. Thank you Azul. I appreciate your info.
My best investment was minerals. Royalty income makes for great retirement income.
Thanks for posting! Hoping for some advice: My Tron Wallet has some USDT trx, and I know the seed phrase:
cleanpartysocceradvanceauditcleanevilfinish -tonightinvolvewhip-action-. What’s the best way can I handle transferring them to another wallet on Binance?Thank you Azul for this info 🙏
I’m under 40 but I want to start now a financial plan for my future. Time goes by in a blink of an eye.
'Financial engineering'. I can't think of a better example than IBM. Lots of fascinating case studies – almost an art form, and yet failing spectacularly (over the long term).
Pension adjusted for inflation you say. I think all of us tax payers are working away all our lives to provide indexed pensions for government employees. Brutal. Who else gets that. There should be a revolution to put a stop to this nonsense.
I’m 35 years old now, can I still depend on Social Security income when I’m old?
Any thoughts on JPEQ and QDTE?
How and where can you recommend how to learn about investing in stocks?
Rental property is a pain in the a$$